100% digital insurance broker

Your insurance, sorted in minutes. With real people behind it.

We use technology to answer you instantly, at any hour. And whenever you'd rather talk to someone, our team is right there for you.

  • 24/7 response
  • 100% digital
  • Human support

About us

The best of technology, without losing the human touch

Clivo was born to change how people buy and use insurance. We automate what can be automated so everything moves faster, and we keep expert people where they truly matter: whenever you need us.

What technology does

  • Answers you instantly, 24 hours a day, 7 days a week
  • Monitors your policy and lets you know before anything expires
  • Handles everything online: no paperwork, no queues, no offices

What our team does

  • Advises you on the right coverage
  • Supports you from start to finish if you have a claim
  • Picks up your call or message whenever you'd rather talk to someone

Digital speed. Human warmth. Always.

  • 24/7Response & monitoring
  • MinutesTo get your quote
  • 100%Online management
  • 1 on 1Human advisor on request

Our specialties

Insurance built for everyday life

Pick what you want to insure and message us. We'll get back to you right away with clear options.

Car insurance

Drive easy, we keep an eye on the rest.

We compare the best insurers on the market and build the coverage you actually need: no runaround, no fine print.

  • Quotes in minutes over WhatsApp
  • Claims assistance, day and night
  • A real advisor by your side at every step
Get a car quote

Pet insurance

Because they're family too.

Cover vet visits, accidents and emergencies for your dog or cat with a simple plan that fits you.

  • Plans for dogs and cats
  • Vet and emergency coverage
  • Fast, paperless reimbursements
Get a pet quote

How it works

Getting insured has never been this easy

  1. 1

    Message us

    On WhatsApp or through the form. Tell us what you need in a couple of lines.

  2. 2

    We compare for you

    We review the options on the market and show you the ones that cover you best.

  3. 3

    You're covered, and never alone

    Sign up online and, if anything happens, someone from our team is on your side.

Interested?

Leave your details and we'll reach out

Fill in the form and someone from our team will get back to you shortly. No commitment.

Want something faster?

Message us on WhatsApp

FAQ

What people ask us most

What is a digital insurance broker?

We sit between you and the insurers. We compare options, advise you and handle everything online, so you never have to deal with paperwork or offices.

Can I talk to a person?

Always. Technology lets us answer quickly at any hour, but a human team is available on WhatsApp or by phone whenever you prefer.

How fast do you respond?

We respond to and monitor enquiries 24 hours a day, 7 days a week. Most messages are answered within minutes.

What insurance do you offer?

Today we specialise in car insurance and pet insurance, and we keep adding new coverage.

Contact

We're just one message away

Pick whichever channel suits you. There's always someone on the other side.

Message us on WhatsApp